If you’ve paid the Immigration Health Surcharge (IHS) as part of your student visa — currently £776 per year — you get broadly the same NHS access as a UK resident: free GP appointments, free A&E, free hospital treatment, and free maternity care. What you’ll still pay for in England are prescriptions (£9.90 per item in 2026), most dental work, and eye tests. This guide walks you through exactly how to register with a GP, what counts as “free,” and the small but important charges nobody warns you about.
The IHS isn’t optional. It’s bundled into your student visa application, and at £776 per year it’s one of the biggest hidden costs of studying in the UK. The good news? Once you’ve paid it, you’re entitled to almost everything an ordinary UK resident gets.
That includes unlimited GP visits, hospital treatment when referred, mental health services, maternity care, and emergency care at A&E. You don’t show insurance at the door, and you don’t get a bill afterwards. The system is funded by general taxation plus your IHS contribution — there’s no co-pay model like in the US.
What the IHS does not cover: prescription charges in England, most dental treatment, optical care, assisted conception, and prescriptions you collect privately. We’ll break each of those down below.
If you’re still planning your move and budgeting for the year, our expert guide to studying in the UK covers the IHS alongside tuition, living costs, and visa fees in one place.


Registering with a GP — a General Practitioner, your local doctor — is the single most important admin task after you arrive. Without a registered GP, getting non-emergency care becomes painful: you’ll be bounced to walk-in centres or charged for private appointments.
You have the legal right to register at any GP within their catchment area. If you’re refused without a valid reason (full lists, outside catchment), try another. Many universities also have a dedicated student health service — these are usually the easiest route in.
For example, a Master’s student arriving in Manchester in September might register with the University of Manchester Health Service in week one, then never need to think about it again until they catch the inevitable freshers’ flu in October.
Here’s the thing that surprises most international students: NHS prescriptions in England are not free. As of April 2026, the standard charge is £9.90 per item, regardless of what the medication actually costs the NHS. A box of antibiotics that costs the NHS 80p still costs you £9.90.
Under-19s in full-time education get free prescriptions. So do pregnant students and those who’ve given birth in the last 12 months (you’ll need a maternity exemption certificate). Students with certain long-term conditions like diabetes or epilepsy also qualify.
This regional difference matters more than people realise — if you’re weighing up locations, our breakdown of Manchester vs Birmingham vs Glasgow for student value touches on how Scotland’s free prescriptions add up over a four-year degree.

This is where the NHS gets less generous. Dental and optical care are partially subsidised but not free for adult students.
The catch? Finding an NHS dentist accepting new patients is genuinely hard in 2026. Many students end up going private, where a check-up runs £45–£80 and a filling can easily hit £150. Book your NHS dentist early — ideally in your first month.
NHS-funded eye tests are free in Scotland for everyone. In England, students typically pay around £25 unless you qualify under specific health criteria. Glasses are not covered — budget £60–£200 for frames and lenses at a high-street optician.
A practical tip: if you wear glasses or contacts, get an up-to-date prescription before you leave home and bring a spare pair. It’s almost always cheaper than replacing them here.
NHS mental health services are free at the point of access, but waiting lists are the longest of any NHS service. Talking therapy referrals through the NHS Talking Therapies programme (formerly IAPT) currently average 6–12 weeks for a first assessment, longer for ongoing sessions.
For international students, the fastest routes are usually:
If you’re in immediate danger or having thoughts of self-harm, A&E is free and they will see you. The IHS covers this fully.

Most international students default to A&E because that’s what they’d do back home. Don’t. A&E wait times in 2026 routinely hit 6+ hours for non-urgent cases, and you’ll be triaged behind anyone in genuine emergency.
For example, a student who wakes up with a sore throat and a fever shouldn’t head to A&E. A quick call to 111 or a chat with the pharmacist at Boots will sort most cases in under an hour — and often without a prescription charge at all.
Here’s the cheat sheet most universities don’t hand out clearly enough.
One often-missed point: if you take time off uni for illness and the university asks for a medical certificate, the GP may charge you privately. Always ask the university whether their own self-certification form is acceptable first.
Treat NHS setup like opening a bank account or getting a SIM — it’s basic admin that pays back fast. Here’s the order we’d do it in:
Sorting healthcare admin alongside opening a UK bank account and figuring out part-time work rules in your first fortnight will save you genuine stress later.

The NHS is one of the genuine perks of studying in the UK — once you’ve paid the IHS, you’ve effectively prepaid for a healthcare system that would cost you thousands elsewhere. The traps are small but real: prescription charges in England, dental backlogs, and the temptation to default to A&E when 111 or a pharmacist would do the job in a fraction of the time.
Register with a GP in your first week, get the NHS app on your phone, and you’ve handled 80% of the work. The rest is just knowing which door to knock on when something goes wrong.
If you’d like a hand mapping out the bigger picture — choosing a university, sorting your visa, or planning the first month after you land — our team at Eduviai walks international students through it every year. Take a look at how we work or get in touch if you want a real person to answer your questions.
English
Tell us a bit about your child and what you're looking for. We'll help you explore schools that match your requirements, whether you already have a shortlist or you're just starting.
Eduviai